Forecasts start from todayโs recorded balances. Past months are not replayed; record payments or update balances to reflect what actually happened.
Only record money you have already paid. This does not send money or verify a bank transaction.
This reconciles your balance as of today and clears payment reminders due through today. Future reminders continue normally. You can confirm the same balance without changing it.
Older reminders are estimates using the current minimum and due day, starting when the debt was added. Historical schedule changes and bank payments are not verified. Payments without a selected schedule count in the month paid. Do not record an existing payment again. Balance corrections clear reminders through the correction date. Legacy automatic entries remain recorded.
This is an expected payment, not a bank confirmation. If you have already paid, review the amount and date before recording it. Otherwise, choose Not yet.
Need a template? Download CSV template
| Debt Name | Balance | APR | Min Payment | Due Day |
|---|
Rows with errors will be skipped. Fix your CSV and re-upload, or import valid rows only.
This will permanently delete all your debts, payment history, and settings. This cannot be undone.
Type DELETE to confirm:
This will reset your plan and clear your progress tracking so you can set up a new plan from scratch.
Your debts and payment history will not be affected.
Let's get you on the path to financial freedom
SnowMoreDebt helps you create a debt payoff plan and stick to it. You'll see exactly when you'll be debt-free and watch your progress along the way.
Two proven methods to crush your debt
Both work greatโpick what motivates you!
The foundation of your payoff plan
For each debt, you'll enter:
Find these on your statement or lender's website.
Commit to your debt-free date
Once you've added debts and adjusted your settings, tap "Lock In My Plan" to commit.
Snowball slider = Extra monthly payment beyond minimums
Icebreaker slider = One-time lump sum to jumpstart progress
Quick access like a native app
Install SnowMoreDebt on your home screen for the best experienceโno app store needed!
You can always do this later from your browser.